Borrowing in Grand Le Pierre, Newfoundland and Labrador

Grand Le Pierre is one of the Newfoundland and Labrador communities covered here, with a 2021 Census population of 176, and borrowing there is licensed under Newfoundland and Labrador's consumer credit rules.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

The Newfoundland and Labrador rules that apply

Consumer lending in Newfoundland and Labrador is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

A payday advance in Newfoundland and Labrador falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Grand Le Pierre

Grand Le Pierre recorded a population of 176 in Statistics Canada's 2021 Census of Population. The community covers 142.8 square kilometres of land.

The arithmetic gives 1.2 people per square kilometre.

Grand Le Pierre ranks 280 by population among the Newfoundland and Labrador places on this site.

The place record for Grand Le Pierre covers 142.8 square kilometres and 176 residents, a density of 1.2 people per square kilometre.

The land area recorded for Grand Le Pierre is 142.8 square kilometres, and the population is 176 residents in the 2021 Census.

Readers comparing Grand Le Pierre with another community can use the same four census fields.

The Grand Le Pierre page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Grand Le Pierre page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Grand Le Pierre appears in the census record with 176 residents, and the density of 1.2 people per square kilometre follows from it.

Grand Le Pierre ranks 280 by 2021 Census population among the covered places in Newfoundland and Labrador.

Grand Le Pierre sits at rank 280 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

For Grand Le Pierre, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Grand Le Pierre could not be verified, the page names the publisher instead of printing a number.

At 176 residents in the 2021 Census, Grand Le Pierre is listed alongside the other covered places in Newfoundland and Labrador.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.