Borrowing in Fleur de Lys, Newfoundland and Labrador

A loan taken out in Fleur de Lys is governed by Newfoundland and Labrador's licensing rules, and the 2021 Census counted 207 people in the community.

The Newfoundland and Labrador rules that apply

The regulator for consumer credit in Newfoundland and Labrador is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

In Newfoundland and Labrador, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Fleur de Lys

The 2021 Census counted 207 residents in Fleur de Lys. The community covers 39.5 square kilometres of land.

Population divided by land area produces a density of 5.2 people per square kilometre.

The 2021 Census population places it at rank 260 in the province.

Within Newfoundland and Labrador, Fleur de Lys is place number 260 by population in this census set, at 207 residents.

Products compared here

Each product below has its own page, and the Newfoundland and Labrador position applies to all of them.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

The density figure for Fleur de Lys, 5.2 people per square kilometre, is calculated from the population and land area above.

Fleur de Lys is one of 322 covered Newfoundland and Labrador places, counted at 207 residents with a land area of 39.5 square kilometres.

Fleur de Lys sits at rank 260 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

Fleur de Lys ranks 260 by 2021 Census population among the covered places in Newfoundland and Labrador.

The Fleur de Lys page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Fleur de Lys with another community can use the same four census fields.

Where a figure for Fleur de Lys could not be verified, the page names the publisher instead of printing a number.

At 207 residents in the 2021 Census, Fleur de Lys is listed alongside the other covered places in Newfoundland and Labrador.

Fleur de Lys appears in the census record with 207 residents, and the density of 5.2 people per square kilometre follows from it.

For Fleur de Lys, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Fleur de Lys page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Fleur de Lys is 39.5 square kilometres, and the population is 207 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.