Borrowing in Englee, Newfoundland and Labrador

Englee is one of the Newfoundland and Labrador places covered here, with 489 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Englee

Englee recorded a population of 489 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 28.8 square kilometres of land for the community.

The calculated density is 17.0 people per square kilometre.

The 2021 Census population places it at rank 163 in the province.

Within Newfoundland and Labrador, Englee is place number 163 by population in this census set, at 489 residents.

The Newfoundland and Labrador rules that apply

The regulator for consumer credit in Newfoundland and Labrador is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Newfoundland and Labrador among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Products compared here

Each product below has its own page, and the Newfoundland and Labrador position applies to all of them.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

Nothing on the Englee page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Englee is 28.8 square kilometres, and the population is 489 residents in the 2021 Census.

Englee sits at rank 163 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

For Englee, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Englee, 17.0 people per square kilometre, is calculated from the population and land area above.

The Englee page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Englee could not be verified, the page names the publisher instead of printing a number.

Readers comparing Englee with another community can use the same four census fields.

At 489 residents in the 2021 Census, Englee is listed alongside the other covered places in Newfoundland and Labrador.

Englee is one of 322 covered Newfoundland and Labrador places, counted at 489 residents with a land area of 28.8 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Newfoundland and Labrador; a municipal boundary does not change them.