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Borrowing in Division No. 8, Subd. H, Newfoundland and Labrador

Population 1,788, land area 178.0 square kilometres: the census facts for Division No. 8, Subd. H, plus how consumer credit is regulated in Newfoundland and Labrador.

Province Newfoundland and Labrador (NL)
Population, 2021 Census 1,788
Land area 178.0 km²
Provincial regulator See the FCAC list

With 1,788 residents counted in the 2021 Census, Division No. 8, Subd. H sits inside Newfoundland and Labrador's provincial lending framework.

The census figures for Division No. 8, Subd. H

The 2021 Census counted 1,788 residents in Division No. 8, Subd. H. The community covers 178.0 square kilometres of land.

Dividing population by land area gives 10.0 residents per square kilometre, rounded to one decimal place.

Division No. 8, Subd. H ranks 47 by population among the Newfoundland and Labrador places on this site.

Division No. 8, Subd. H is one of 322 places listed for Newfoundland and Labrador, ranked 47 by population and measured at 178.0 square kilometres.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The Newfoundland and Labrador rules that apply

The body that licenses consumer lending in Newfoundland and Labrador is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is licensed in Newfoundland and Labrador; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Division No. 8, Subd. H ranks 47 by 2021 Census population among the covered places in Newfoundland and Labrador.

Division No. 8, Subd. H sits at rank 47 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Division No. 8, Subd. H is 178.0 square kilometres, and the population is 1,788 residents in the 2021 Census.

Where a figure for Division No. 8, Subd. H could not be verified, the page names the publisher instead of printing a number.

The Division No. 8, Subd. H page follows the same structure as every other place page, with population, land area, density and rank.

Division No. 8, Subd. H is one of 322 covered Newfoundland and Labrador places, counted at 1,788 residents with a land area of 178.0 square kilometres.

Readers comparing Division No. 8, Subd. H with another community can use the same four census fields.

At 1,788 residents in the 2021 Census, Division No. 8, Subd. H is listed alongside the other covered places in Newfoundland and Labrador.

Division No. 8, Subd. H appears in the census record with 1,788 residents, and the density of 10.0 people per square kilometre follows from it.

For Division No. 8, Subd. H, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Division No. 8, Subd. H

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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