Borrowing in Division No. 8, Subd. F, Newfoundland and Labrador

With 867 residents counted in the 2021 Census, Division No. 8, Subd. F sits inside Newfoundland and Labrador's provincial lending framework.

The census figures for Division No. 8, Subd. F

867 people were counted in Division No. 8, Subd. F in the 2021 Census. The census records a land area of 106.3 square kilometres for Division No. 8, Subd. F.

That gives a density of 8.2 people per square kilometre, rounded to one decimal place.

The community is the 89th largest place in the province within this census set.

The place record for Division No. 8, Subd. F covers 106.3 square kilometres and 867 residents, a density of 8.2 people per square kilometre.

Products compared here

Each product below has its own page, and the Newfoundland and Labrador position applies to all of them.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

The Newfoundland and Labrador rules that apply

Provincial or territorial law decides who may lend in Newfoundland and Labrador, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list Newfoundland and Labrador among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

The density figure for Division No. 8, Subd. F, 8.2 people per square kilometre, is calculated from the population and land area above.

Readers comparing Division No. 8, Subd. F with another community can use the same four census fields.

For Division No. 8, Subd. F, the two census fields above are the only local statistics used anywhere on the page.

The Division No. 8, Subd. F page follows the same structure as every other place page, with population, land area, density and rank.

At 867 residents in the 2021 Census, Division No. 8, Subd. F is listed alongside the other covered places in Newfoundland and Labrador.

Division No. 8, Subd. F ranks 89 by 2021 Census population among the covered places in Newfoundland and Labrador.

The land area recorded for Division No. 8, Subd. F is 106.3 square kilometres, and the population is 867 residents in the 2021 Census.

Division No. 8, Subd. F appears in the census record with 867 residents, and the density of 8.2 people per square kilometre follows from it.

Division No. 8, Subd. F sits at rank 89 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.