Borrowing in Division No. 2, Subd. C, Newfoundland and Labrador

This page covers borrowing in Division No. 2, Subd. C, Newfoundland and Labrador: the census facts, the provincial rules, and the products people compare.

The census figures for Division No. 2, Subd. C

538 people were counted in Division No. 2, Subd. C in the 2021 Census. The census records a land area of 1463.7 square kilometres for Division No. 2, Subd. C.

That gives a density of 0.4 people per square kilometre, rounded to one decimal place.

By population it ranks 149 among the Newfoundland and Labrador places covered here.

Division No. 2, Subd. C is one of 322 places listed for Newfoundland and Labrador, ranked 149 by population and measured at 1463.7 square kilometres.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The Newfoundland and Labrador rules that apply

Consumer credit in Newfoundland and Labrador is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Newfoundland and Labrador among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Division No. 2, Subd. C ranks 149 by 2021 Census population among the covered places in Newfoundland and Labrador.

At 538 residents in the 2021 Census, Division No. 2, Subd. C is listed alongside the other covered places in Newfoundland and Labrador.

Division No. 2, Subd. C is one of 322 covered Newfoundland and Labrador places, counted at 538 residents with a land area of 1463.7 square kilometres.

The land area recorded for Division No. 2, Subd. C is 1463.7 square kilometres, and the population is 538 residents in the 2021 Census.

The density figure for Division No. 2, Subd. C, 0.4 people per square kilometre, is calculated from the population and land area above.

For Division No. 2, Subd. C, the two census fields above are the only local statistics used anywhere on the page.

The Division No. 2, Subd. C page follows the same structure as every other place page, with population, land area, density and rank.

Division No. 2, Subd. C sits at rank 149 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Division No. 2, Subd. C could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.