Borrowing in Cottlesville, Newfoundland and Labrador

Cottlesville is one of the Newfoundland and Labrador places covered here, with 244 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Cottlesville

Population for Cottlesville stands at 244 in the 2021 Census. Statistics Canada lists 11.2 square kilometres of land for the community.

That gives a density of 21.9 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 245 within this data set.

The place record for Cottlesville covers 11.2 square kilometres and 244 residents, a density of 21.9 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

The Newfoundland and Labrador rules that apply

Provincial or territorial law decides who may lend in Newfoundland and Labrador, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Newfoundland and Labrador, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. An application usually asks for identification, income evidence, banking details and a statement of obligations.

The land area recorded for Cottlesville is 11.2 square kilometres, and the population is 244 residents in the 2021 Census.

Cottlesville ranks 245 by 2021 Census population among the covered places in Newfoundland and Labrador.

Cottlesville is one of 322 covered Newfoundland and Labrador places, counted at 244 residents with a land area of 11.2 square kilometres.

The Cottlesville page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Cottlesville could not be verified, the page names the publisher instead of printing a number.

Cottlesville sits at rank 245 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

Cottlesville appears in the census record with 244 residents, and the density of 21.9 people per square kilometre follows from it.

For Cottlesville, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Cottlesville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 244 residents in the 2021 Census, Cottlesville is listed alongside the other covered places in Newfoundland and Labrador.

The density figure for Cottlesville, 21.9 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.