Borrowing in Conche, Newfoundland and Labrador

This page covers borrowing in Conche, Newfoundland and Labrador: the census facts, the provincial rules, and the products people compare.

The census figures for Conche

Population for Conche stands at 149 in the 2021 Census. Land area for Conche is 10.0 square kilometres in the same census.

The calculated density is 14.9 people per square kilometre.

The community is the 295th largest place in the province within this census set.

Compared with the other 322 covered Newfoundland and Labrador places, Conche ranks 295 by population.

The Newfoundland and Labrador rules that apply

Consumer credit in Newfoundland and Labrador is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is licensed in Newfoundland and Labrador; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

Readers comparing Conche with another community can use the same four census fields.

At 149 residents in the 2021 Census, Conche is listed alongside the other covered places in Newfoundland and Labrador.

Where a figure for Conche could not be verified, the page names the publisher instead of printing a number.

For Conche, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Conche is 10.0 square kilometres, and the population is 149 residents in the 2021 Census.

Conche sits at rank 295 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

Conche is one of 322 covered Newfoundland and Labrador places, counted at 149 residents with a land area of 10.0 square kilometres.

Conche ranks 295 by 2021 Census population among the covered places in Newfoundland and Labrador.

Nothing on the Conche page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Conche appears in the census record with 149 residents, and the density of 14.9 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.