Borrowing in Come By Chance, Newfoundland and Labrador

A loan taken out in Come By Chance is governed by Newfoundland and Labrador's licensing rules, and the 2021 Census counted 208 people in the community.

The census figures for Come By Chance

In the 2021 Census, Come By Chance had 208 residents. 39.5 square kilometres of land are attributed to Come By Chance.

On those two figures, density is 5.3 residents per square kilometre when rounded to one decimal place.

Come By Chance ranks 259 by population among the Newfoundland and Labrador places on this site.

The place record for Come By Chance covers 39.5 square kilometres and 208 residents, a density of 5.3 people per square kilometre.

The Newfoundland and Labrador rules that apply

Licensing for consumer credit in Newfoundland and Labrador sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Newfoundland and Labrador among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Come By Chance ranks 259 by 2021 Census population among the covered places in Newfoundland and Labrador.

At 208 residents in the 2021 Census, Come By Chance is listed alongside the other covered places in Newfoundland and Labrador.

Nothing on the Come By Chance page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Come By Chance is 39.5 square kilometres, and the population is 208 residents in the 2021 Census.

Come By Chance appears in the census record with 208 residents, and the density of 5.3 people per square kilometre follows from it.

Come By Chance is one of 322 covered Newfoundland and Labrador places, counted at 208 residents with a land area of 39.5 square kilometres.

Come By Chance sits at rank 259 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

For Come By Chance, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Come By Chance, 5.3 people per square kilometre, is calculated from the population and land area above.

Readers comparing Come By Chance with another community can use the same four census fields.

The Come By Chance page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.