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Borrowing in Centreville-Wareham-Trinity, Newfoundland and Labrador

Population 1,116, land area 37.0 square kilometres: the census facts for Centreville-Wareham-Trinity, plus how consumer credit is regulated in Newfoundland and Labrador.

Province Newfoundland and Labrador (NL)
Population, 2021 Census 1,116
Land area 37.0 km²
Provincial regulator See the FCAC list

A loan taken out in Centreville-Wareham-Trinity is governed by Newfoundland and Labrador's licensing rules, and the 2021 Census counted 1,116 people in the community.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. Joint applications combine two incomes and two sets of obligations in the same assessment.

The Newfoundland and Labrador rules that apply

Consumer lending in Newfoundland and Labrador is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

In Newfoundland and Labrador, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Centreville-Wareham-Trinity

1,116 people were counted in Centreville-Wareham-Trinity in the 2021 Census. Its land area is 37.0 square kilometres.

The calculated density is 30.1 people per square kilometre.

Centreville-Wareham-Trinity ranks 76 by population among the Newfoundland and Labrador places on this site.

Centreville-Wareham-Trinity is one of 322 places listed for Newfoundland and Labrador, ranked 76 by population and measured at 37.0 square kilometres.

The density figure for Centreville-Wareham-Trinity, 30.1 people per square kilometre, is calculated from the population and land area above.

At 1,116 residents in the 2021 Census, Centreville-Wareham-Trinity is listed alongside the other covered places in Newfoundland and Labrador.

Centreville-Wareham-Trinity sits at rank 76 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

Centreville-Wareham-Trinity is one of 322 covered Newfoundland and Labrador places, counted at 1,116 residents with a land area of 37.0 square kilometres.

Centreville-Wareham-Trinity appears in the census record with 1,116 residents, and the density of 30.1 people per square kilometre follows from it.

Centreville-Wareham-Trinity ranks 76 by 2021 Census population among the covered places in Newfoundland and Labrador.

Where a figure for Centreville-Wareham-Trinity could not be verified, the page names the publisher instead of printing a number.

The Centreville-Wareham-Trinity page follows the same structure as every other place page, with population, land area, density and rank.

For Centreville-Wareham-Trinity, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Centreville-Wareham-Trinity is 37.0 square kilometres, and the population is 1,116 residents in the 2021 Census.

Readers comparing Centreville-Wareham-Trinity with another community can use the same four census fields.

Nothing on the Centreville-Wareham-Trinity page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Centreville-Wareham-Trinity

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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