Borrowing in Sheffield, New Brunswick

With 888 residents counted in the 2021 Census, Sheffield sits inside New Brunswick's provincial lending framework.

Products compared here

Each product below has its own page, and the New Brunswick position applies to all of them.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The New Brunswick rules that apply

Consumer credit in New Brunswick is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list New Brunswick among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Sheffield

888 people were counted in Sheffield in the 2021 Census. Land area for Sheffield is 271.3 square kilometres in the same census.

On those two figures, density is 3.3 residents per square kilometre when rounded to one decimal place.

By population it ranks 169 among the New Brunswick places covered here.

The place record for Sheffield covers 271.3 square kilometres and 888 residents, a density of 3.3 people per square kilometre.

Sheffield sits at rank 169 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

For Sheffield, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Sheffield, 3.3 people per square kilometre, is calculated from the population and land area above.

Where a figure for Sheffield could not be verified, the page names the publisher instead of printing a number.

Sheffield is one of 256 covered New Brunswick places, counted at 888 residents with a land area of 271.3 square kilometres.

Readers comparing Sheffield with another community can use the same four census fields.

At 888 residents in the 2021 Census, Sheffield is listed alongside the other covered places in New Brunswick.

The land area recorded for Sheffield is 271.3 square kilometres, and the population is 888 residents in the 2021 Census.

Sheffield appears in the census record with 888 residents, and the density of 3.3 people per square kilometre follows from it.

The Sheffield page follows the same structure as every other place page, with population, land area, density and rank.

Sheffield ranks 169 by 2021 Census population among the covered places in New Brunswick.

Nothing on the Sheffield page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.