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Borrowing in Sainte-Marie-Saint-Raphaël, New Brunswick

Population 820, land area 15.8 square kilometres: the census facts for Sainte-Marie-Saint-Raphaël, plus how consumer credit is regulated in New Brunswick.

Province New Brunswick (NB)
Population, 2021 Census 820
Land area 15.8 km²
Provincial regulator See the FCAC list

With 820 residents counted in the 2021 Census, Sainte-Marie-Saint-Raphaël sits inside New Brunswick's provincial lending framework.

The census figures for Sainte-Marie-Saint-Raphaël

The 2021 Census counted 820 residents in Sainte-Marie-Saint-Raphaël. Its land area is 15.8 square kilometres.

On those two figures, density is 51.8 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 176 in the province.

Within New Brunswick, Sainte-Marie-Saint-Raphaël is place number 176 by population in this census set, at 820 residents.

Products compared here

Each product below has its own page, and the New Brunswick position applies to all of them.

  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The New Brunswick rules that apply

Provincial or territorial law decides who may lend in New Brunswick, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list New Brunswick among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Where a figure for Sainte-Marie-Saint-Raphaël could not be verified, the page names the publisher instead of printing a number.

Sainte-Marie-Saint-Raphaël is one of 256 covered New Brunswick places, counted at 820 residents with a land area of 15.8 square kilometres.

The land area recorded for Sainte-Marie-Saint-Raphaël is 15.8 square kilometres, and the population is 820 residents in the 2021 Census.

Sainte-Marie-Saint-Raphaël appears in the census record with 820 residents, and the density of 51.8 people per square kilometre follows from it.

For Sainte-Marie-Saint-Raphaël, the two census fields above are the only local statistics used anywhere on the page.

The Sainte-Marie-Saint-Raphaël page follows the same structure as every other place page, with population, land area, density and rank.

Sainte-Marie-Saint-Raphaël ranks 176 by 2021 Census population among the covered places in New Brunswick.

At 820 residents in the 2021 Census, Sainte-Marie-Saint-Raphaël is listed alongside the other covered places in New Brunswick.

Nothing on the Sainte-Marie-Saint-Raphaël page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Sainte-Marie-Saint-Raphaël with another community can use the same four census fields.

The density figure for Sainte-Marie-Saint-Raphaël, 51.8 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Sainte-Marie-Saint-Raphaël

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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