Borrowing in Saint Patrick, New Brunswick

With 710 residents counted in the 2021 Census, Saint Patrick sits inside New Brunswick's provincial lending framework.

The New Brunswick rules that apply

The body that licenses consumer lending in New Brunswick is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list New Brunswick among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

The census figures for Saint Patrick

Population for Saint Patrick stands at 710 in the 2021 Census. Its land area is 236.6 square kilometres.

Dividing population by land area gives 3.0 residents per square kilometre, rounded to one decimal place.

By population it ranks 194 among the New Brunswick places covered here.

Compared with the other 256 covered New Brunswick places, Saint Patrick ranks 194 by population.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Saint Patrick ranks 194 by 2021 Census population among the covered places in New Brunswick.

Nothing on the Saint Patrick page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint Patrick sits at rank 194 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Saint Patrick is 236.6 square kilometres, and the population is 710 residents in the 2021 Census.

Saint Patrick appears in the census record with 710 residents, and the density of 3.0 people per square kilometre follows from it.

For Saint Patrick, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Saint Patrick with another community can use the same four census fields.

At 710 residents in the 2021 Census, Saint Patrick is listed alongside the other covered places in New Brunswick.

The Saint Patrick page follows the same structure as every other place page, with population, land area, density and rank.

Saint Patrick is one of 256 covered New Brunswick places, counted at 710 residents with a land area of 236.6 square kilometres.

Where a figure for Saint Patrick could not be verified, the page names the publisher instead of printing a number.

The density figure for Saint Patrick, 3.0 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.