Borrowing in Saint Marys, New Brunswick

Saint Marys, New Brunswick, recorded a population of 5,084 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Saint Marys

Population for Saint Marys stands at 5,084 in the 2021 Census. Its land area is 751.9 square kilometres.

On those two figures, density is 6.8 residents per square kilometre when rounded to one decimal place.

Saint Marys ranks 25 by population among the New Brunswick places on this site.

Compared with the other 256 covered New Brunswick places, Saint Marys ranks 25 by population.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

The New Brunswick rules that apply

Consumer credit in New Brunswick is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in New Brunswick falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Saint Marys ranks 25 by 2021 Census population among the covered places in New Brunswick.

At 5,084 residents in the 2021 Census, Saint Marys is listed alongside the other covered places in New Brunswick.

The Saint Marys page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Saint Marys page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint Marys appears in the census record with 5,084 residents, and the density of 6.8 people per square kilometre follows from it.

Saint Marys sits at rank 25 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

Saint Marys is one of 256 covered New Brunswick places, counted at 5,084 residents with a land area of 751.9 square kilometres.

The density figure for Saint Marys, 6.8 people per square kilometre, is calculated from the population and land area above.

For Saint Marys, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Saint Marys with another community can use the same four census fields.

The land area recorded for Saint Marys is 751.9 square kilometres, and the population is 5,084 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.