Borrowing in Saint-Léonard, New Brunswick

Saint-Léonard, New Brunswick, recorded a population of 1,322 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Joint applications combine two incomes and two sets of obligations in the same assessment. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Products compared here

Each product below has its own page, and the New Brunswick position applies to all of them.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The census figures for Saint-Léonard

1,322 people were counted in Saint-Léonard in the 2021 Census. 5.3 square kilometres of land are attributed to Saint-Léonard.

The calculated density is 247.6 people per square kilometre.

The community is the 120th largest place in the province within this census set.

Within New Brunswick, Saint-Léonard is place number 120 by population in this census set, at 1,322 residents.

The New Brunswick rules that apply

Consumer credit in New Brunswick is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is licensed in New Brunswick; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

Saint-Léonard appears in the census record with 1,322 residents, and the density of 247.6 people per square kilometre follows from it.

Nothing on the Saint-Léonard page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Léonard ranks 120 by 2021 Census population among the covered places in New Brunswick.

For Saint-Léonard, the two census fields above are the only local statistics used anywhere on the page.

Saint-Léonard sits at rank 120 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Saint-Léonard, 247.6 people per square kilometre, is calculated from the population and land area above.

The Saint-Léonard page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Léonard is one of 256 covered New Brunswick places, counted at 1,322 residents with a land area of 5.3 square kilometres.

Where a figure for Saint-Léonard could not be verified, the page names the publisher instead of printing a number.

At 1,322 residents in the 2021 Census, Saint-Léonard is listed alongside the other covered places in New Brunswick.

The land area recorded for Saint-Léonard is 5.3 square kilometres, and the population is 1,322 residents in the 2021 Census.

Readers comparing Saint-Léonard with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.