Borrowing in Saint David, New Brunswick

Saint David is one of the New Brunswick places covered here, with 1,470 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Saint David

Saint David recorded a population of 1,470 in Statistics Canada's 2021 Census of Population. The community covers 190.4 square kilometres of land.

Population divided by land area produces a density of 7.7 people per square kilometre.

Saint David ranks 106 by population among the New Brunswick places on this site.

The place record for Saint David covers 190.4 square kilometres and 1,470 residents, a density of 7.7 people per square kilometre.

The New Brunswick rules that apply

The regulator for consumer credit in New Brunswick is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in New Brunswick, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

Saint David appears in the census record with 1,470 residents, and the density of 7.7 people per square kilometre follows from it.

The density figure for Saint David, 7.7 people per square kilometre, is calculated from the population and land area above.

The Saint David page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Saint David is 190.4 square kilometres, and the population is 1,470 residents in the 2021 Census.

Where a figure for Saint David could not be verified, the page names the publisher instead of printing a number.

Saint David is one of 256 covered New Brunswick places, counted at 1,470 residents with a land area of 190.4 square kilometres.

Nothing on the Saint David page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint David ranks 106 by 2021 Census population among the covered places in New Brunswick.

At 1,470 residents in the 2021 Census, Saint David is listed alongside the other covered places in New Brunswick.

Readers comparing Saint David with another community can use the same four census fields.

Saint David sits at rank 106 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.