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Borrowing in Kingsclear, New Brunswick

Population 2,839, land area 150.1 square kilometres: the census facts for Kingsclear, plus how consumer credit is regulated in New Brunswick.

Province New Brunswick (NB)
Population, 2021 Census 2,839
Land area 150.1 km²
Provincial regulator See the FCAC list

Kingsclear, New Brunswick, recorded a population of 2,839 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Kingsclear

Population for Kingsclear stands at 2,839 in the 2021 Census. The census records a land area of 150.1 square kilometres for Kingsclear.

The calculated density is 18.9 people per square kilometre.

The 2021 Census population places it at rank 50 in the province.

Compared with the other 256 covered New Brunswick places, Kingsclear ranks 50 by population.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

The New Brunswick rules that apply

The body that licenses consumer lending in New Brunswick is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in New Brunswick, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Joint applications combine two incomes and two sets of obligations in the same assessment.

The Kingsclear page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Kingsclear, 18.9 people per square kilometre, is calculated from the population and land area above.

Where a figure for Kingsclear could not be verified, the page names the publisher instead of printing a number.

Kingsclear sits at rank 50 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

For Kingsclear, the two census fields above are the only local statistics used anywhere on the page.

Kingsclear is one of 256 covered New Brunswick places, counted at 2,839 residents with a land area of 150.1 square kilometres.

The land area recorded for Kingsclear is 150.1 square kilometres, and the population is 2,839 residents in the 2021 Census.

Kingsclear appears in the census record with 2,839 residents, and the density of 18.9 people per square kilometre follows from it.

Readers comparing Kingsclear with another community can use the same four census fields.

At 2,839 residents in the 2021 Census, Kingsclear is listed alongside the other covered places in New Brunswick.

Nothing on the Kingsclear page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Kingsclear ranks 50 by 2021 Census population among the covered places in New Brunswick.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Kingsclear

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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