Borrowing in Havelock, New Brunswick

A loan taken out in Havelock is governed by New Brunswick's licensing rules, and the 2021 Census counted 1,042 people in the community.

The New Brunswick rules that apply

Consumer credit in New Brunswick is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in New Brunswick falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

The census figures for Havelock

1,042 people were counted in Havelock in the 2021 Census. Statistics Canada lists 349.2 square kilometres of land for the community.

The calculated density is 3.0 people per square kilometre.

Havelock ranks 147 by population among the New Brunswick places on this site.

Havelock is one of 256 places listed for New Brunswick, ranked 147 by population and measured at 349.2 square kilometres.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

Nothing on the Havelock page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Havelock with another community can use the same four census fields.

Havelock ranks 147 by 2021 Census population among the covered places in New Brunswick.

Havelock appears in the census record with 1,042 residents, and the density of 3.0 people per square kilometre follows from it.

Havelock sits at rank 147 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

For Havelock, the two census fields above are the only local statistics used anywhere on the page.

The Havelock page follows the same structure as every other place page, with population, land area, density and rank.

At 1,042 residents in the 2021 Census, Havelock is listed alongside the other covered places in New Brunswick.

Where a figure for Havelock could not be verified, the page names the publisher instead of printing a number.

The density figure for Havelock, 3.0 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Havelock is 349.2 square kilometres, and the population is 1,042 residents in the 2021 Census.

Havelock is one of 256 covered New Brunswick places, counted at 1,042 residents with a land area of 349.2 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.