Borrowing in Harcourt, New Brunswick

Harcourt is one of the New Brunswick places covered here, with 346 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The New Brunswick rules that apply

The regulator for consumer credit in New Brunswick is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

In New Brunswick, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Harcourt

Harcourt recorded a population of 346 in Statistics Canada's 2021 Census of Population. Land area for Harcourt is 1169.2 square kilometres in the same census.

That gives a density of 0.3 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 233 within this data set.

The place record for Harcourt covers 1169.2 square kilometres and 346 residents, a density of 0.3 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. An application usually asks for identification, income evidence, banking details and a statement of obligations.

Harcourt ranks 233 by 2021 Census population among the covered places in New Brunswick.

Readers comparing Harcourt with another community can use the same four census fields.

The land area recorded for Harcourt is 1169.2 square kilometres, and the population is 346 residents in the 2021 Census.

Where a figure for Harcourt could not be verified, the page names the publisher instead of printing a number.

The Harcourt page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Harcourt, 0.3 people per square kilometre, is calculated from the population and land area above.

For Harcourt, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Harcourt page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 346 residents in the 2021 Census, Harcourt is listed alongside the other covered places in New Brunswick.

Harcourt is one of 256 covered New Brunswick places, counted at 346 residents with a land area of 1169.2 square kilometres.

Harcourt sits at rank 233 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

Harcourt appears in the census record with 346 residents, and the density of 0.3 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.