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Borrowing in Hampton, New Brunswick

Population 4,395, land area 21.0 square kilometres: the census facts for Hampton, plus how consumer credit is regulated in New Brunswick.

Province New Brunswick (NB)
Population, 2021 Census 4,395
Land area 21.0 km²
Provincial regulator See the FCAC list

With 4,395 residents counted in the 2021 Census, Hampton sits inside New Brunswick's provincial lending framework.

The census figures for Hampton

In the 2021 Census, Hampton had 4,395 residents. The census records a land area of 21.0 square kilometres for Hampton.

The calculated density is 209.6 people per square kilometre.

By population it ranks 34 among the New Brunswick places covered here.

Hampton is one of 256 places listed for New Brunswick, ranked 34 by population and measured at 21.0 square kilometres.

The New Brunswick rules that apply

Provincial or territorial law decides who may lend in New Brunswick, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in New Brunswick falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
  • Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

Hampton is one of 256 covered New Brunswick places, counted at 4,395 residents with a land area of 21.0 square kilometres.

Hampton sits at rank 34 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Hampton, 209.6 people per square kilometre, is calculated from the population and land area above.

For Hampton, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Hampton with another community can use the same four census fields.

Nothing on the Hampton page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Hampton appears in the census record with 4,395 residents, and the density of 209.6 people per square kilometre follows from it.

The Hampton page follows the same structure as every other place page, with population, land area, density and rank.

At 4,395 residents in the 2021 Census, Hampton is listed alongside the other covered places in New Brunswick.

The land area recorded for Hampton is 21.0 square kilometres, and the population is 4,395 residents in the 2021 Census.

Where a figure for Hampton could not be verified, the page names the publisher instead of printing a number.

Hampton ranks 34 by 2021 Census population among the covered places in New Brunswick.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Hampton

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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