Borrowing in Chatham, New Brunswick

With 527 residents counted in the 2021 Census, Chatham sits inside New Brunswick's provincial lending framework.

The census figures for Chatham

The 2021 Census counted 527 residents in Chatham. Statistics Canada lists 22.7 square kilometres of land for the community.

The arithmetic gives 23.2 people per square kilometre.

Chatham ranks 212 by population among the New Brunswick places on this site.

Chatham is one of 256 places listed for New Brunswick, ranked 212 by population and measured at 22.7 square kilometres.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

The New Brunswick rules that apply

Provincial or territorial law decides who may lend in New Brunswick, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list New Brunswick among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. A mortgage is registered against the property, which is what gives the lender its claim.

Nothing on the Chatham page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Chatham is one of 256 covered New Brunswick places, counted at 527 residents with a land area of 22.7 square kilometres.

At 527 residents in the 2021 Census, Chatham is listed alongside the other covered places in New Brunswick.

Chatham ranks 212 by 2021 Census population among the covered places in New Brunswick.

Chatham sits at rank 212 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Chatham, 23.2 people per square kilometre, is calculated from the population and land area above.

The Chatham page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Chatham could not be verified, the page names the publisher instead of printing a number.

Readers comparing Chatham with another community can use the same four census fields.

The land area recorded for Chatham is 22.7 square kilometres, and the population is 527 residents in the 2021 Census.

Chatham appears in the census record with 527 residents, and the density of 23.2 people per square kilometre follows from it.

For Chatham, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.