Borrowing in Cap-Pelé, New Brunswick

A loan taken out in Cap-Pelé is governed by New Brunswick's licensing rules, and the 2021 Census counted 2,441 people in the community.

The New Brunswick rules that apply

Consumer lending in New Brunswick is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) list New Brunswick among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Cap-Pelé

Population for Cap-Pelé stands at 2,441 in the 2021 Census. Land area for Cap-Pelé is 23.0 square kilometres in the same census.

That gives a density of 106.3 people per square kilometre, rounded to one decimal place.

Among covered New Brunswick places, Cap-Pelé sits at rank 59 by population.

Cap-Pelé is one of 256 places listed for New Brunswick, ranked 59 by population and measured at 23.0 square kilometres.

Products compared here

Each product below has its own page, and the New Brunswick position applies to all of them.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Cap-Pelé appears in the census record with 2,441 residents, and the density of 106.3 people per square kilometre follows from it.

The density figure for Cap-Pelé, 106.3 people per square kilometre, is calculated from the population and land area above.

Readers comparing Cap-Pelé with another community can use the same four census fields.

For Cap-Pelé, the two census fields above are the only local statistics used anywhere on the page.

The Cap-Pelé page follows the same structure as every other place page, with population, land area, density and rank.

At 2,441 residents in the 2021 Census, Cap-Pelé is listed alongside the other covered places in New Brunswick.

The land area recorded for Cap-Pelé is 23.0 square kilometres, and the population is 2,441 residents in the 2021 Census.

Nothing on the Cap-Pelé page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Cap-Pelé ranks 59 by 2021 Census population among the covered places in New Brunswick.

Cap-Pelé is one of 256 covered New Brunswick places, counted at 2,441 residents with a land area of 23.0 square kilometres.

Where a figure for Cap-Pelé could not be verified, the page names the publisher instead of printing a number.

Cap-Pelé sits at rank 59 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in New Brunswick; a municipal boundary does not change them.