Borrowing in Bertrand, New Brunswick

Bertrand is one of the New Brunswick communities covered here, with a 2021 Census population of 1,153, and borrowing there is licensed under New Brunswick's consumer credit rules.

The New Brunswick rules that apply

Consumer lending in New Brunswick is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

In New Brunswick, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

The census figures for Bertrand

The 2021 Census counted 1,153 residents in Bertrand. The community covers 57.0 square kilometres of land.

Population divided by land area produces a density of 20.2 people per square kilometre.

Its provincial population rank is 135 within this data set.

Bertrand sits at rank 135 among the 256 New Brunswick places here, with 1,153 residents in the 2021 Census.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

Bertrand appears in the census record with 1,153 residents, and the density of 20.2 people per square kilometre follows from it.

The land area recorded for Bertrand is 57.0 square kilometres, and the population is 1,153 residents in the 2021 Census.

At 1,153 residents in the 2021 Census, Bertrand is listed alongside the other covered places in New Brunswick.

Nothing on the Bertrand page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Bertrand, 20.2 people per square kilometre, is calculated from the population and land area above.

For Bertrand, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Bertrand with another community can use the same four census fields.

The Bertrand page follows the same structure as every other place page, with population, land area, density and rank.

Bertrand sits at rank 135 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Bertrand could not be verified, the page names the publisher instead of printing a number.

Bertrand ranks 135 by 2021 Census population among the covered places in New Brunswick.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in New Brunswick; a municipal boundary does not change them.