Borrowing in Bathurst, New Brunswick

Bathurst, New Brunswick, recorded a population of 12,157 in the 2021 Census; the rules that govern a loan signed there are provincial.

The New Brunswick rules that apply

Consumer lending in New Brunswick is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in New Brunswick, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Municipalities of this size are grouped together here, with the province setting the licensing position for all of them.

The census figures for Bathurst

Bathurst recorded a population of 12,157 in Statistics Canada's 2021 Census of Population. The census records a land area of 91.6 square kilometres for Bathurst.

Population divided by land area produces a density of 132.7 people per square kilometre.

Its provincial population rank is 10 within this data set.

Compared with the other 256 covered New Brunswick places, Bathurst ranks 10 by population.

Products compared here

Each product below has its own page, and the New Brunswick position applies to all of them.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

For Bathurst, the two census fields above are the only local statistics used anywhere on the page.

Bathurst sits at rank 10 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

At 12,157 residents in the 2021 Census, Bathurst is listed alongside the other covered places in New Brunswick.

Nothing on the Bathurst page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Bathurst with another community can use the same four census fields.

The Bathurst page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Bathurst could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Bathurst is 91.6 square kilometres, and the population is 12,157 residents in the 2021 Census.

Bathurst is one of 256 covered New Brunswick places, counted at 12,157 residents with a land area of 91.6 square kilometres.

The density figure for Bathurst, 132.7 people per square kilometre, is calculated from the population and land area above.

Bathurst appears in the census record with 12,157 residents, and the density of 132.7 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in New Brunswick; a municipal boundary does not change them.