Borrowing in Bas-Caraquet, New Brunswick

A loan taken out in Bas-Caraquet is governed by New Brunswick's licensing rules, and the 2021 Census counted 1,311 people in the community.

The census figures for Bas-Caraquet

1,311 people were counted in Bas-Caraquet in the 2021 Census. Statistics Canada lists 30.9 square kilometres of land for the community.

Population divided by land area produces a density of 42.4 people per square kilometre.

Its provincial population rank is 122 within this data set.

Bas-Caraquet therefore appears at rank 122 of 256 covered New Brunswick places, with a density of 42.4 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

The New Brunswick rules that apply

Consumer credit in New Brunswick is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is licensed in New Brunswick; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Bas-Caraquet sits at rank 122 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Bas-Caraquet is 30.9 square kilometres, and the population is 1,311 residents in the 2021 Census.

Bas-Caraquet is one of 256 covered New Brunswick places, counted at 1,311 residents with a land area of 30.9 square kilometres.

At 1,311 residents in the 2021 Census, Bas-Caraquet is listed alongside the other covered places in New Brunswick.

Where a figure for Bas-Caraquet could not be verified, the page names the publisher instead of printing a number.

Bas-Caraquet ranks 122 by 2021 Census population among the covered places in New Brunswick.

Bas-Caraquet appears in the census record with 1,311 residents, and the density of 42.4 people per square kilometre follows from it.

The density figure for Bas-Caraquet, 42.4 people per square kilometre, is calculated from the population and land area above.

The Bas-Caraquet page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Bas-Caraquet with another community can use the same four census fields.

For Bas-Caraquet, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Bas-Caraquet page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.