Borrowing in Delta, British Columbia

This page covers borrowing in Delta, British Columbia: the census facts, the provincial rules, and the products people compare.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The British Columbia rules that apply

Consumer lending in British Columbia is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is licensed in British Columbia; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

At this size the census figures are large, but the licensing position is the same provincial one.

The census figures for Delta

In the 2021 Census, Delta had 108,455 residents. The community covers 179.7 square kilometres of land.

That gives a density of 603.7 people per square kilometre, rounded to one decimal place.

Delta ranks 10 by population among the British Columbia places on this site.

Compared with the other 460 covered British Columbia places, Delta ranks 10 by population.

For Delta, the two census fields above are the only local statistics used anywhere on the page.

Delta is one of 460 covered British Columbia places, counted at 108,455 residents with a land area of 179.7 square kilometres.

Nothing on the Delta page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Delta is 179.7 square kilometres, and the population is 108,455 residents in the 2021 Census.

At 108,455 residents in the 2021 Census, Delta is listed alongside the other covered places in British Columbia.

Delta sits at rank 10 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Delta, 603.7 people per square kilometre, is calculated from the population and land area above.

Where a figure for Delta could not be verified, the page names the publisher instead of printing a number.

Delta appears in the census record with 108,455 residents, and the density of 603.7 people per square kilometre follows from it.

Readers comparing Delta with another community can use the same four census fields.

Delta ranks 10 by 2021 Census population among the covered places in British Columbia.

The Delta page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.